Terms of Use & Privacy Policy
Mpowergen takes your privacy seriously. Please read below to learn more abut our privacy
policy.
The federal government and the technology industry have developed some practical tips to help you
guard against internet fraud, secure your computer and protect your personal information.
How We Use Your Personal Information:
This policy covers how MPowergen treats personal information that MPowergen collects and receives,
including information related to your past use of our products and services. Personal information
includes information about you that is personally identifiable, like your name, address, email address,
phone numbers, and other information not otherwise publicly available.
This privacy policy only applies to MPowergen.
This policy does not apply to the practices of companies that MPowergen does not own or control, or to
people that MPowergen does not employ or manage.
Our Information Collection and Use
General
MPowergen collects personal information when you register with MPowergen, when you use MPowergen
products or services, when you visit MPowergen pages or the pages of certain MPowergen partners and
when you enter promotions, MPowergen may choose to combine information about you that we have
with information we obtain from business partners or other companies.
When you register, we ask for information such as your name, email, address, birth date, gender, Zip
code, occupation, industry, family and personal interests. For some products and services we might also
ask for your address, Social Security number, and information about you. When you register with
MPowergen and sign in to our services, you are not anonymous to us.
MPowergen collects information about your transactions with us and with some of our business partners,
including information about your use of products and services that we offer…
MPowergen uses information for these general purposes: to customize the advertising and content you
see, fulfill your requests for products and services, improve our services, contact you, conduct research
and provide anonymous reporting for our internal and external clients.
Children
When a child under age 13 attempts to register with MPowergen, we ask the child to have a parent or
guardian to give permission for the child to use our site.
MPowergen does not contact children under age 13 about special offers or for marketing purposes
without a parent's permission.
MPowergen does not ask a child under age 13 for more personal information, as a condition of
participation, than is reasonably necessary to participate in a given activity or promotion.
OUR INFORMATION SHARING AND DISCLOSURE
MPowergen does not rent, sell, or share personal information about you with other people option-
affiliated companies except to provide products or services you have requested, when we have your
permission, or under the following circumstances:
1. We provide the information to trusted partners who work on behalf of or with MPowergen under
confidentiality agreements. These companies may use your personal information to help MPowergen
communicate with you about offers from MPowergen and our marketing partners. However, these
companies do not have any independent right to share this information.
2. We have a parent's permission to share the information if the user is a child under age 13. Parents
have the option of allowing MPowrgen to collect and use their child's information without consenting to
MPowergen sharing of this information for their own purposes.
3. We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or
defend against legal claims.
4. We believe it is necessary to share information in order to investigate, prevent, or take action
regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety
of any person, violations of MPowergen's terms of use or as otherwise stated.
5. We transfer information about you if MPowergen is acquired by or merged with another company. In
this event, MPowergen will notify you before information about you is transferred and becomes subject
to a different privacy policy.
MPowergen displays targeted advertisements based on personal information. Advertisers (including
serving companies) may assume that people who interact with, view or click targeting criteria-for
example, women ages 18-24 from a particular geographic area.
MPowergen does not provide any personal information to the advertiser when you interact with or view a
targeted advertisement. However, by interacting with or viewing an ad you are consenting to the
possibility that the advertiser will make the assumption that you meet the targeting criteria used to
display the ad. MPowergen advertisers may include, from time to time, financial service providers (such
as banks, insurance agents, Stock brokers and mortgage lenders) and non-financial companies (such as
stores, airlines and merchandise.)
MPowergen works with vendors, partners, advertisers, and other service providers in different industries
and categories of business.
COOKIES
MPowergen may set and access MPowergen cookies on your computer. MPowergen lets other
companies that show advertisements on some of our pages set and access their cookies on your
computer. Other companies' use of their cookies is subject to their own privacy policies, not this one.
Advertisers or other companies do not have access to MPowergen's cookies. MPowergen may use web
beacons to access MPowergen cookies inside and outside our network of web sites and in connection
with MPowergen products and services.
policy.
The federal government and the technology industry have developed some practical tips to help you
guard against internet fraud, secure your computer and protect your personal information.
How We Use Your Personal Information:
This policy covers how MPowergen treats personal information that MPowergen collects and receives,
including information related to your past use of our products and services. Personal information
includes information about you that is personally identifiable, like your name, address, email address,
phone numbers, and other information not otherwise publicly available.
This privacy policy only applies to MPowergen.
This policy does not apply to the practices of companies that MPowergen does not own or control, or to
people that MPowergen does not employ or manage.
Our Information Collection and Use
General
MPowergen collects personal information when you register with MPowergen, when you use MPowergen
products or services, when you visit MPowergen pages or the pages of certain MPowergen partners and
when you enter promotions, MPowergen may choose to combine information about you that we have
with information we obtain from business partners or other companies.
When you register, we ask for information such as your name, email, address, birth date, gender, Zip
code, occupation, industry, family and personal interests. For some products and services we might also
ask for your address, Social Security number, and information about you. When you register with
MPowergen and sign in to our services, you are not anonymous to us.
MPowergen collects information about your transactions with us and with some of our business partners,
including information about your use of products and services that we offer…
MPowergen uses information for these general purposes: to customize the advertising and content you
see, fulfill your requests for products and services, improve our services, contact you, conduct research
and provide anonymous reporting for our internal and external clients.
Children
When a child under age 13 attempts to register with MPowergen, we ask the child to have a parent or
guardian to give permission for the child to use our site.
MPowergen does not contact children under age 13 about special offers or for marketing purposes
without a parent's permission.
MPowergen does not ask a child under age 13 for more personal information, as a condition of
participation, than is reasonably necessary to participate in a given activity or promotion.
OUR INFORMATION SHARING AND DISCLOSURE
MPowergen does not rent, sell, or share personal information about you with other people option-
affiliated companies except to provide products or services you have requested, when we have your
permission, or under the following circumstances:
1. We provide the information to trusted partners who work on behalf of or with MPowergen under
confidentiality agreements. These companies may use your personal information to help MPowergen
communicate with you about offers from MPowergen and our marketing partners. However, these
companies do not have any independent right to share this information.
2. We have a parent's permission to share the information if the user is a child under age 13. Parents
have the option of allowing MPowrgen to collect and use their child's information without consenting to
MPowergen sharing of this information for their own purposes.
3. We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or
defend against legal claims.
4. We believe it is necessary to share information in order to investigate, prevent, or take action
regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety
of any person, violations of MPowergen's terms of use or as otherwise stated.
5. We transfer information about you if MPowergen is acquired by or merged with another company. In
this event, MPowergen will notify you before information about you is transferred and becomes subject
to a different privacy policy.
MPowergen displays targeted advertisements based on personal information. Advertisers (including
serving companies) may assume that people who interact with, view or click targeting criteria-for
example, women ages 18-24 from a particular geographic area.
MPowergen does not provide any personal information to the advertiser when you interact with or view a
targeted advertisement. However, by interacting with or viewing an ad you are consenting to the
possibility that the advertiser will make the assumption that you meet the targeting criteria used to
display the ad. MPowergen advertisers may include, from time to time, financial service providers (such
as banks, insurance agents, Stock brokers and mortgage lenders) and non-financial companies (such as
stores, airlines and merchandise.)
MPowergen works with vendors, partners, advertisers, and other service providers in different industries
and categories of business.
COOKIES
MPowergen may set and access MPowergen cookies on your computer. MPowergen lets other
companies that show advertisements on some of our pages set and access their cookies on your
computer. Other companies' use of their cookies is subject to their own privacy policies, not this one.
Advertisers or other companies do not have access to MPowergen's cookies. MPowergen may use web
beacons to access MPowergen cookies inside and outside our network of web sites and in connection
with MPowergen products and services.
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